ext4: correct the journal credits calculations of allocating blocks

The journal credits calculation in ext4_ext_index_trans_blocks() is
currently inadequate. It only multiplies the depth of the extents tree
and doesn't account for the blocks that may be required for adding the
leaf extents themselves.

After enabling large folios, we can easily run out of handle credits,
triggering a warning in jbd2_journal_dirty_metadata() on filesystems
with a 1KB block size. This occurs because we may need more extents when
iterating through each large folio in
ext4_do_writepages()->mpage_map_and_submit_extent(). Therefore, we
should modify ext4_ext_index_trans_blocks() to include a count of the
leaf extents in the worst case as well.

Signed-off-by: Zhang Yi <yi.zhang@huawei.com>
Link: https://patch.msgid.link/20250512063319.3539411-6-yi.zhang@huaweicloud.com
Signed-off-by: Theodore Ts'o <tytso@mit.edu>

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